WIND & HAIL Insurance
Wind & HAil Insurance
Wind & Hail Insurance at the Beach
Protect Your South Carolina Home from Hurricanes and Wind Damage
South Carolina’s beautiful coastline is a major draw—but it also comes with wind, hail and hurricane risk. Strong winds, heavy rain, and flying debris can cause serious damage to your home. That’s why wind and hail coverage is essential for homeowners across the state. Nicholas Insurance Solutions at the Beach is here to help you get the right coverage.
Why Wind and Hail Coverage Matters
Standard homeowners insurance near the coast may not fully cover damage from high winds. Specialized coverage ensures that if your roof, windows, siding, or other structures are damaged during a storm, your insurance can help cover repair or replacement costs.
Why Coastal Coverage is Different
Hurricanes & Storms
High winds, storm surge, and hail are common threats.
Flooding
Not covered by standard homeowners insurance—flood policies are essential.
Hurricanes & Storms
Seasonal use or short-term rentals require specialized coverage.
What We Cover
Your home & other structures
Personal belongings
Liability protection
Additional living expenses if you’re displaced
NC & SC Coastal Coverage
📍 North Carolina
May require a separate windstorm policy (NCJUA) + flood insurance.
📍 South Carolina
Wind Pool coverage (SCWHUA) often applies, plus separate flood insurance.
Why Choose Nicholas Insurance Solutions at the Beach?
Local beach expertise
Coverage tailored to your property
Access to top carriers
Peace of mind before and after the storm
Ready to Protect Your Coastal Home?
Whether you live year-round at the beach, own a vacation property, or rent your home to guests, our team will help you navigate the unique insurance requirements of North and South Carolina coastal living.
Contact Us
Call Us
843-305-7873
Mail Us
info@nicholasagent.com
Address
1019 Hwy 17 S, Ste 127, North Myrtle Beach, SC 29582
