Flood Insurance
flood Insurance
Flood Insurance at the Beach
Protect Your Coastal South Carolina Home with Flood Insurance
Life at the beach is beautiful—but when storms roll in, flood protection matters. Even a few inches of water can cause serious damage. At Nicholas Insurance Solutions At The Beach, we help homeowners, condo owners, and landlords along the Carolina coast find the right flood coverage before the next storm hits.
Many people don’t realize that standard homeowners insurance doesn’t cover flood damage. That’s where flood insurance comes in—and you have options:
Why Flood Insurance Matters
Federal Flood Insurance (NFIP)
- Backed by FEMA and available in most communities
- Covers your home’s structure and essential systems
- Offers contents coverage for personal belongings
- Ideal for properties in high-risk flood zones
Private Flood Insurance
- Often higher coverage limits and faster claims processing
- May include temporary living expenses and replacement cost coverage
- Flexible options for homes, condos, and vacation properties
- Competitive rates for both high- and moderate-risk areas
At Nicholas Insurance Solutions At The Beach, we’ll compare both NFIP and private carrier options to find the best fit for your needs and budget. Our team understands coastal risks and is here to help you protect what matters most.
What We Cover
Your home & other structures
Personal belongings
Liability protection
Additional living expenses if you’re displaced
NC & SC Coastal Coverage
📍 North Carolina
May require a separate windstorm policy (NCJUA) + flood insurance.
📍 South Carolina
Wind Pool coverage (SCWHUA) often applies, plus separate flood insurance.
Why Choose Nicholas Insurance Solutions at the Beach?
Local beach expertise
Coverage tailored to your property
Access to top carriers
Peace of mind before and after the storm
Ready to Protect Your Coastal Home?
Whether you live year-round at the beach, own a vacation property, or rent your home to guests, our team will help you navigate the unique insurance requirements of North and South Carolina coastal living.
Contact Us
Call Us
843-305-7873
Mail Us
info@nicholasagent.com
Address
1019 Hwy 17 S, Ste 127, North Myrtle Beach, SC 29582
