Homeowners Insurance
Homeowners Insurance
Homeowners Insurance at the Beach
Protecting Your Piece of the Coast
At Nicholas Insurance Solutions at the Beach, we make sure all the pieces of your home insurance puzzle fit perfectly. Whether it’s your primary home, vacation property, or a rental, we’ll protect what matters most.
Why Coastal Coverage is Different
Hurricanes & Storms
High winds, storm surge, and hail are common threats.
Flooding
Not covered by standard homeowners insurance—flood policies are essential.
Hurricanes & Storms
Seasonal use or short-term rentals require specialized coverage.
What We Cover
Your home & other structures
Personal belongings
Liability protection
Additional living expenses if you’re displaced
Rentals & Vacation Homes
Do you rent your beach house on Airbnb, VRBO, or seasonally?
Standard homeowners policies often don’t cover rentals. We’ll help you get:
- Short-term rental coverage
- Landlord protection
- Liability for guests
- Lost rental income coverage
NC & SC Coastal Coverage
📍 North Carolina
May require a separate windstorm policy (NCJUA) + flood insurance.
📍 South Carolina
Wind Pool coverage (SCWHUA) often applies, plus separate flood insurance.
Why Choose Nicholas Insurance Solutions at the Beach?
Local beach expertise
Coverage tailored to your property
Access to top carriers
Peace of mind before and after the storm
Ready to Protect Your Coastal Home?
Whether you live year-round at the beach, own a vacation property, or rent your home to guests, our team will help you navigate the unique insurance requirements of North and South Carolina coastal living.
Contact Us
Call Us
843-305-7873
Mail Us
info@nicholasagent.com
Address
1019 Hwy 17 S, Ste 127, North Myrtle Beach, SC 29582