umbrella Policies
Umbrella PolicIES
Coverage That Picks Up Where Others Stop
Extra Protection When You Need It Most
You work hard for what you have—your home, your car, your savings. But what happens if something unexpected goes wrong and the costs go beyond what your regular insurance covers? That’s where a Personal Umbrella Policy (PUP) steps in.
What Is a Personal Umbrella Policy?
Think of it as extra protection on top of your regular insurance. If you’re ever found responsible for an accident or damage that exceeds your home,auto, or boat policy limits, your umbrella coverage helps cover the rest. It’s there to keep your savings and future safe.
Why You Might Need One
Accidents happen, and sometimes they come with big bills or lawsuits. Maybe there’s a serious car accident, someone gets hurt on your property, or your teen driver causes damage.
A PUP helps cover:
- Big liability claims that go beyond your standard policy limits
- Legal defense costs if you’re sued (even if you’re not at fault)
- Worldwide coverage for incidents that happen when you travel
WHO SHOULD THINK ABOUT IT
Umbrella coverage makes sense for anyone who:
Home or Rental Property Owners
Savings or Investments to Protect
Young or Teen Drivers in the Household
Wants extra piece of mind at an affordable price
It’s More Affordable Than You Think
For most people, $1 million in coverage costs less than two dollars a day. That’s a small price to protect everything you’ve worked so hard for.
At Nicholas Insurance Solutions, we make it easy to find the right umbrella coverage for your life and budget.
Ready to add an extra layer of protection?
Give us a call or stop by—we’ll help you get covered and stay confident no matter what life throws your way.
Why Choose Nicholas Insurance Solutions at the Beach?
Local knowledge
We understand the unique risks of coastal North and South Carolina.
Independent agency
We shop multiple carriers to find the right coverage and price for you.
Personal service
Insurance isn’t just about policies—it’s about people. We’re here to guide you every step of the way.
Contact Us
Call Us
843-305-7873
Mail Us
info@nicholasagent.com
Address
1019 Hwy 17 S, Ste 127, North Myrtle Beach, SC 29582
